RARE FINANCING OPPORTUNITY: This home features an assumable FHA loan at a fixed 3.62% rate for qualified buyers! Welcome to The Kensington, the largest and most sought-after model footprint in Fairmont Park at Regency Lakes, now fully modernized and completely turn-key! This expansive 2-story home boasts 2,850 sq. ft. under air, featuring 3 spacious bedrooms, a massive open loft, and 2.5 bathrooms. Through the double-door entry into a inspiring foyer with soaring 22-foot volume ceilings and ult...RARE FINANCING OPPORTUNITY: This home features an assumable FHA loan at a fixed 3.62% rate for qualified buyers! Welcome to The Kensington, the largest and most sought-after model footprint in Fairmont Park at Regency Lakes, now fully modernized and completely turn-key! This expansive 2-story home boasts 2,850 sq. ft. under air, featuring 3 spacious bedrooms, a massive open loft, and 2.5 bathrooms. Through the double-door entry into a inspiring foyer with soaring 22-foot volume ceilings and ultra-luxurious 40x40 large-format porcelain tile flooring flowing seamlessly throughout the entire first floor. Enjoy ultimate peace of mind with full impact windows and doors installed in 2022. The main level features a fully renovated, expanded custom designer kitchen (2022) equipped with premium quartz countertops, generous pantry/ storage space, pop-up counter outlet and a built-in cup washer/glass rinser at the sink. Entertain guests in style with the adjacent custom bar area complete with a dedicated wine fridge, and enjoy the convenience of the gorgeous guest bathroom beautifully remodeled in 2025 on the first floor. The entire residence has been meticulously upgraded into a fully integrated smart home, offering effortless digital control. On the second floor, you will find beautiful wood flooring throughout the entire upper level. The private quarters feature a grand primary suite with two extensive walk-in closet spaces. The ultimate highlight of the second floor is the massive, ultra-versatile open loft with a built-in computer desk. Whether you need a dedicated home office, a dynamic kids' playroom, a cozy media/movie room, or an easy conversion into a formal 4th bedroom, this expansive space adapts perfectly to your lifestyle.Step outside to a fantastic, fully fenced-in backyard canvas featuring fresh decorative mulch and ambient hanging string lights. This private, secure outdoor space is a blank slate waiting for your personal touch-with plenty of room to easily add a private hot tub, a custom playground area, or your dream outdoor living setup. Additional high-value upgrades include a new water heater (2025) and striking, professionally designed landscaping (2026) providing unmatched curb appeal. Nestled in Coconut Creek's premier 24-hour guard-gated resort community, the HOA includes high-speed fiber internet (1Gig), security monitoring, a state-of-the-art clubhouse, fitness center, pools, and tennis/pickleball courts. Pet-friendly community with no HOA approval required! Easy access to the Sawgrass Expressway & FL Turnpike. Schedule your private showing today!